Aged care changes deferred - what this means for you
12 June 2025
It’s been confirmed - the aged care reforms originally set to begin on 1 July 2025 have been deferred by four months and will now commence on 1 November 2025.
It became clear that extra time was needed to allow the whole sector to be better prepared and get ready for the significant changes ahead. The Government needs more time to finalise the rules. Aged care providers need more time to train their staff, adjust administrative systems, and ensure they can continue to deliver quality care under the new framework.
One of the biggest changes is the introduction of the new Support at Home program, which will replace the current home care system. More time is needed to ensure a smooth rollout for those receiving care at home.
What does the delay mean for you?
For older Australians and families, this delay presents a window of opportunity. While the reforms aim to improve aged care services and long-term sustainability, they also bring increased complexity and the likelihood of higher fees.
The extra four months give you valuable time to better understand how your care choices and financial situation might be affected - and to seek expert advice before the new rules apply.
So, what does the delay mean for you?
If you're thinking about a move into residential aged care, you may still be able to access the current fee arrangements before the new (and potentially higher) fees take effect in November.
If you're currently receiving home care, the existing arrangements will continue until 1 November, at which time you will transition to the new rules. Now is a good time to review your current service agreement and speak with your care provider about how the changes might affect you.
Most importantly, if you haven’t started planning yet, don’t wait. It takes time to organise assessments, compare options, and secure a place with a suitable provider.
What you should do now
Aged care decisions are complex and deeply personal. The best outcomes come from having a clear understanding of how your care needs, financial situation, and personal preferences align.
That’s where a qualified financial adviser with aged care expertise can help – guiding you through your options and helping you make well-informed, confident decisions.
Take advantage of this extra time. Use the coming months to plan ahead, ask questions, and access the right advice and support.
If you're not sure where to begin, we’re here to help. Get in touch today for personalised guidance tailored to your needs.
IMPORTANT INFORMATION: This document has been prepared by Aged Care Steps Pty Limited, ABN 42 156 656 843 AFSL 486723, based on our understanding of the relevant legislation at the time of writing. While every care has been taken, Aged Care Steps Pty Limited makes no representations as to the accuracy or completeness of the contents. The information is of a general nature only and has been prepared without consideration of your individual objectives, financial situation or needs. Before making any decisions, you should consider the appropriateness for your personal investment objectives, financial situation or individual needs. We recommend you see a financial adviser, registered tax agent or legal adviser before making any decisions based on this information. Current as at 16 June 2025